The purpose of the Natural Disaster Relief Loan for Non-Profit Organisations is to provide a concessional interest rate loan to eligible non-profit organisations to assist with recovery from a declared natural disaster.

The objective of the Program is to provide a concessional interest rate loan to eligible non-profit organisations to assist with the costs associated with restoring essential facilities, equipment or other assets damaged or destroyed and/or temporary storage or leasing of alternate premises required as a result of the declared natural disaster. 

The required outcome of the Program is that eligible non-profit organisations have restored essential facilities, equipment or other assets damaged or destroyed as a result of a declared natural disaster and/or have been able to source temporary storage or have leased alternate premises if required.

Eligible non-profit organisations impacted by the declared natural disaster can apply to borrow a maximum amount of $25,000. All loans have a term of up to 5 years, depending on the amount borrowed and your repayment capacity.

To be eligible for the loan, the non-profit organisation must:

• be a voluntary, community-supported organisation delivered at the local level
• not operate for the profit or gain of its individual members, and any profit made by the organisation must go back into the operation of the organisation to carry out its purpose and not be distributed to any of its members
• have evidence of registration or incorporation as a non-profit organisation
• have assets and/or facilities that have been located in the defined disaster area of the declared natural disaster that have suffered direct damage as a result
• have been engaged in carrying on the non-profit organisation at the time of the declared natural disaster
• demonstrate that the assistance will ensure the non-profit organisation continues to be viable
• intend to re-establish or continue the non-profit organisation within the same location or the same local government area (LGA)
• demonstrate that the non-profit organisation has the capacity to repay the loan 
• not have the financial capacity to pay the costs from its own funds or reserves and
• apply for the loan by the closing date shown on the Authority's website.

The types of non-proft organisations considered under this loan program are broad-ranging and will be considered on a case-by-case basis. Eligible organisations will usually perform a service for the local community or environment and are predominantly funded by grants or donations. Examples of eligible non-profit organisations include:

• social welfare and family support organisations
• art and cultural societies
• religious and educational organisations 
• charitable groups
• environmental protection societies and
• animal protection societies.

• Phone: 1800 678 593
• Email: rural.assist@raa.nsw.gov.au